Who Are We?

Credit Counselling Services of Newfoundland and Labrador is a charitable agency. We've been around since 1982 when the province's five major churches, after observing changing financial needs among their people, came together to form Personal Credit Counselling Service of Newfoundland and Labrador. We were nurtured for many years by the Community Services Council of Newfoundland and Labrador as we grew, expanded and taylor made services for our people province wide. A number of years later, we changed our name to Credit and Debt Solutions, however eventually we opted to be know by the name Newfoundlanders and Labradorians recognized and valued – Credit Counselling Services of Newfoundland and Labrador.

For 30 years we have provided financial counselling and other supportive and practical services to over 26,000 families. So chances are you know someone who has already used our services. Every year we help almost 1000 families pay their debts, maintain their dignity, privacy and self-respect, and avoid bankruptcy. We do not provide services to people from outside Newfoundland and Labrador although we're asked to do so frequently.

Our agency is accredited and our counsellors credentialed.

We know you have a choice when it comes to choosing a credit counselling service; we hope you'll choose us.